MORTGAGE LOAN
Dreaming of buying a home and looking for the ideal mortgage loan?
Find Options finds the best conditions for your case, free of charge!
Enter your details, and we will get in touch with you:
Specialized support tailored to your needs.
We compare all the options from our partner banks, handle the paperwork, and negotiate on your behalf, at no cost to you.
We help you save, just as we have done for thousands of families.
Why trust Find Options?
€ 1 Million
Total Savings
7,142+
Families with personalized support.
€ 140
Of average monthly savings.
Our service in 3 steps.
1. We compare the entire market.
Comparamos múltiplas ofertas considerando o seu perfil.
2. We assist with the Transfer Approval
We help you organize your process: from gathering the necessary documents to providing information that facilitates the approval of the transfer.
3. We ensure the Best Proposal on the Market
Our experts gather and optimize loan proposals from across the market for you, in a simple and understandable way.
Mortgage Transfer
Our team is dedicated to finding the solutions that best fit your profile, both now and in the future.
We assess, compare, and negotiate proposals from our partners to ensure the best conditions, handling all the paperwork and guiding you through every step of the process – all at no cost to you.
Fast and Simple Process: Credit analysis in 48 hours.
We guarantee the best credit conditions on the market.
We provide a 100% free service for you.
Our Partners
Is your mortgage payment increasing?
Reduce your payment by an average of 30%.
FAQ
How do you ensure the best conditions on the market?
Colaboramos com os principais bancos, instituições financeiras e seguradoras, o que nos proporciona acesso a canais privilegiados. A nossa missão é negociar com estas entidades até obtermos a melhor proposta de crédito habitação para si. Sim, porque para conseguir a melhor prestação num crédito habitação, é fundamental negociar todas as condições, desde o spread até aos seguros e produtos associados.
Can I access the various bank proposals and choose myself?
Yes. We will make our recommendations, but the final choice is always yours.
What is a mortgage loan?
A mortgage loan is a loan to purchase a home, whether it's for Primary Residence, Secondary Residence, or Rental Property. The client chooses the amount needed and the repayment term. Then, depending on the interest rates, insurance, and other charges, they will pay a monthly installment for the loan granted.
What are the purposes of a mortgage loan?
- Purchase of a New Home
- Purchase of a Used Home
- Loan for Self-Build + Land Purchase
- Mortgage Loan Transfer
- Consolidate your finances
What terms and amounts can I request?
The maximum mortgage loan term is 40 years, but it cannot exceed the age of 75 for the oldest applicant.
Example: If you are 55 years old and applying for a mortgage, the maximum term is 20 years.
As for how much you can request, it depends on several factors, such as:
- The value of the property
- Your debt-to-income ratio
- Your monthly income
- Your monthly expenses
Does the process have any costs?
No, it is completely free.
Can I trust a Credit Intermediary?
Yes. A Credit Intermediary is an independent, impartial professional, properly certified and authorized by the Bank of Portugal, and follows strict rules and conduct standards.4o mini
If there are no costs for the client, how do you benefit from providing this service?
Our mortgage advisory and support service is completely free for the client. We receive a commission from the bank that approves your mortgage. However, don't worry, we do not choose the best loan based on the commission, but on the best conditions for you. For us, the client always comes first.
Client Reviews
★★★★★
"I had been looking for solutions with several banks, but it was always very confusing. Find Options literally helped me save, lowering my spread and finding the best solution."
Ruben Caldeira
Barcelos
★★★★★
"After talking a bit and reviewing my case, Find Options searched for the ideal conditions for my loan. I was happy because it became a super simple process with no headaches."
Joana Aguiar
Lisboa
★★★★★
"I received personalized and transparent service throughout the entire transfer process. It was the best decision to reduce the costs of my mortgage."
Sofia Pinto
Porto
LEGAL NOTICE
FIND OPTIONS - INTERMEDIAÇÃO DE CRÉDITO, LDA is registered with the Bank of Portugal under no. 0007716 as a credit intermediary without exclusivity, having contracts with:
CAIXA GERAL DE DEPÓSITOS, S.A.NOVO BANCO, S.A.ABANCA CORPORACIÓN BANCARIA, S.A., BRANCH IN PORTUGALBANKINTER, S.A. - BRANCH IN PORTUGALUNION DE CRÉDITOS INMOBILIÁRIOS, S.A., FINANCIAL ESTABLISHMENT (SOLE PROPRIETORSHIP) - BRANCH IN PORTUGALBANCO CTT, S.A.NOVO BANCO DOS AÇORES, S.A.UNICRE - CREDIT INSTITUTION, S.A.BANCO BPI, S.A.SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO
FIND OPTIONS - INTERMEDIAÇÃO DE CRÉDITO, LDA is authorized to:
(i) Present or propose credit contracts to consumers;
(ii) Assist consumers by performing preparatory or pre-contractual management tasks of credit contracts not proposed or presented by it;
(iii) Provide consultancy services.
FIND OPTIONS - INTERMEDIAÇÃO DE CRÉDITO, LDA
Authorization no. 0007716 by the Bank of Portugal.
Headquarters:
Rua Cândido dos Reis, 6-A, 2675-308 Odivelas.
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